Home purchases
Pre-approvals, down payment guidance, and lender matching so you can make confident offers. First-time buyer programs explained in plain language.
Mortgage Broker · Nanaimo & Vancouver Island
Katie Hommy is a licensed mortgage broker based in Nanaimo, BC — helping buyers and homeowners across BC and Alberta find mortgage solutions that fit their real lives. Straight answers, no runaround.
Why work with Katie
Katie Hommy has been helping Vancouver Island families navigate mortgages since 2008. As the owner of DLC Integrity Mortgage BC, she built a brokerage on one idea: that people deserve honest guidance from someone who takes the time to understand their situation — not just their numbers.
She works with buyers, renewers, refinancers, and self-employed borrowers across BC and Alberta, accessing dozens of lenders to find options that actually fit. She loves a good challenge — complex files, unusual income, tight timelines. The cases other brokers wave off are often where Katie does her best work.
Award-winning in the industry. More importantly: the broker people come back to, and refer their friends to.
What Katie does
Whether you're buying your first home, up for renewal, or trying to make self-employment work on paper — Katie has done it before and knows which lenders will say yes.
Pre-approvals, down payment guidance, and lender matching so you can make confident offers. First-time buyer programs explained in plain language.
When your term comes up — or when you want to access equity, consolidate debt, or get a better rate — Katie compares what's available so you're not left with whatever the bank offers.
Tax returns don't always tell the whole story. Katie works with lenders who understand business income, and she'll tell you exactly what documentation you'll need before you apply.
Step-by-step through the process — programs, checklists, timelines — so nothing comes as a surprise on possession day.
Unusual situations are a specialty. If other brokers have said it's complicated, Katie is worth talking to — she knows which lenders work with non-traditional income.
Rental income qualification, multi-unit properties, and investment purchases across BC and Alberta — matched to your portfolio goals.
Get started
A free 15-minute call to talk through your situation — no pressure, no pitch. Just real answers from someone who knows the market.
Schedule now →Ready to move? Start your application from your phone or computer. Katie reviews it personally and follows up with next steps.
Start application →Track your mortgage, send documents, and stay updated — all in one place. The DLC mortgage app, linked to Katie's profile.
Get the app →Client feedback
Real clients, real results — a few words from people Katie has helped across Vancouver Island and BC.
"Katie made our first purchase completely worry-free. She was quick to answer every question and explained all our options in plain English. We never felt out of the loop."
"Helped me refinance and save significantly on monthly payments. Clear steps, fast turnaround, and she advocated for me when the lender needed additional documentation."
"As someone self-employed, I expected a tough process. Katie knew exactly which lenders to approach and got us approved when another broker couldn't make it work."
See more on Google.
View Google reviewsCommon questions
Mortgage questions, answered the way Katie would answer them in person.
Start with a short call or the online application. Katie reviews your income, down payment, and goals, then checks lender fit to get you a pre-approval letter you can actually use.
Yes — it happens more than you'd think. Katie works with lenders who accept tax returns, bank statements, and alternative income documentation.
Simple pre-approvals can come back same day. Full approvals depend on the property, appraisal, and documentation. Katie gives you a realistic timeline upfront.
A broker like Katie works with dozens of lenders to find the best fit. A bank can only offer their own products. Broker services are typically free to the borrower.
Earlier than you think. A pre-approval call before house hunting lets you know your real budget and strengthens your offers. Book a call — it takes 15 minutes.
Yes — Katie is licensed in both BC and Alberta. Whether you're buying on Vancouver Island, in Metro Vancouver, or in Alberta, she can help.